Invoice factoring with one flat 2% fee. No reserve held back. No wire or ACH fees. No surprises.
Most factoring companies make you ask for a quote and then add reserves and transfer fees. We publish our price up front.
The same rate on every invoice. No tiers, no tail fees, no minimums to decode.
Nearly your full invoice, paid to you right away, so you can cover fuel, payroll, and repairs.
We don’t hold part of your money for weeks. You get the full advance at funding.
Wire and ACH payments to you are free. What we quote is what you pay.
Three steps, from delivered load to cash in your account.
Deliver the load, then send us the invoice with your rate confirmation and signed proof of delivery.
We verify the load and send you 98% of the invoice. Free by wire or ACH.
Your broker or shipper pays us. We keep our 2% fee, and you’re done.
The same service, without the usual fine print.
| Many factoring companies | mir capital | |
|---|---|---|
| Pricing | Quote-based, varies by customer | One flat 2% fee |
| Reserve | Often a portion held back until the broker pays | None |
| Wire and ACH fees | Often charged per transfer | Free |
| Statements | Multiple schedules and reports | One funding statement per transfer |